KirkaFi is a modular next-generation DeFi lending protocol built on the TON blockchain. It unites three core products under a single architectural and tokenomic framework, creating a holistic financial ecosystem for users, liquidity, and capital.

The name "Kirka" symbolizes a "mining tool" — just like a pickaxe for a miner, KirkaFi gives users access to yield, capital, and DeFi opportunities.


🧩 What KirkaFi Is Made Of

1. Farmix

leveraged yield farming protocol based on undercollateralized loans.

No looping strategies, with transparent risk management and support for LSTs/stables.

Goal: Provide users with access to higher yield farming, including stable-stable farms with leverage up to 9x.

2. x-fi

spot margin trading protocol.

Users can borrow against collateral to open long and short positions on the spot market, using DEX liquidity pools and borrowed assets from protocol lending pools.

Goal: Expand use cases for borrowed capital and offer traders a smooth UX for both long and short strategies.

3. Lendix

white-label platform for DAOs and funds that want to launch their own turnkey lending pools.

Goal: Tokenize and manage credit lines based on custom strategies.


🧠 Unified Architecture and Token

KirkaFi operates on a single token, which provides: