🧩 What is KirkaFi?

KirkaFi is a modular infrastructure for undercollateralized DeFi products within the TON ecosystem.

Our mission is to provide developers and users with access to an efficient, flexible, and scalable credit mechanism built on secure smart contracts.

Instead of relying on traditional overcollateralization, we implement an undercollateralized lending model, allowing users to leverage capital for farming, trading, or building their own solutions.

🛠️ KirkaFi Components

KirkaFi consists of three protocols:

1. Farmix (launched on mainnet in October 2024)

• Product: Leveraged Yield Farming (LYF) protocol.
• Function: Enables users to boost farming returns by up to 3x (or up to 8x for stable-stable pairs) using leverage.
• Highlight: No looping; uses margin farming based on Kirka's smart contracts.

2. x-fi (launching Summer 2025)

• Product: Spot margin trading.
• Function: Allows users to open long and short positions by utilizing DEX TVL and KirkaFi lending pools for leverage.
• Highlight: Spot execution, support for multiple collateral types, and a flexible liquidation system.

3. Lendix (launching in 2025)

• Product: White-label solution for deploying custom DeFi protocols.
• Function: Allows teams and projects to quickly launch undercollateralized lending products using ready-to-use Kirka smart contracts.
• Highlight: Fully customizable without the need to develop smart contracts from scratch.